Please read carefully before using this service
This privacy policy belongs to ARKERS FINANCE COMPANY LIMITED . https://arkcash.netlify.app/ is our support URL.
ARKERS FINANCE COMPANY LIMITED is a legally registered loan provider in Nigeria with an approved Money Lender’s License. Money Lender’s License is at the bottom, please check.
ARK Cash would like to welcome you to our website. This Privacy Policy clarifies our rules and practices for collecting, using, and unveiling individual data when utilizing our administrations, as well as your security rights and how the law secures you. We are going collect information in line with the Information Assurance Act of 2019 ("the Act"), because it may be connected and/or upgraded from time to time. You will choose not to utilize our service in case you oppose this idea with our rules and practices.
You recognize that you just have examined, comprehended, and acknowledge this agreement by getting to, browsing, and utilizing this app. It would be ideal if you take the time to read it thoroughly and contact us if you have got any concerns. As a condition of getting ARK Cash financing administrations, you must acknowledge all appropriate terms and conditions. Don't utilize the app in the event that you are do not concur to any of the conditions. This assertion does not apply to your utilizing of any huge loan services gotten through or in conjunction with the App or somewhere else, which are administered by their possess terms of benefit Any of such membership will be accompanied by such terms.
1.1Why do we assemble data? You recognize that in arrangement to provide the benefit to you, we must collect certain information. We will not collect and handle personal information about you that we don't require for advertising the products to you. The common purposes for which we collect and prepare your individual data incorporate but are not restricted to:
1.1.1. Making a record of you on our framework to confirm your personality, give you products and/or services you request for and after that communicate with and keep you educated about the product and/or services;
1.1.2. Surveying whether you qualify for credit, or an increment or diminish of your credit limit;
1.1.3. Giving salary tax-related data to assess specialists in cases required to do so; and any true-blue purpose.
1.1.4. Any reason related to the anticipation of monetary wrongdoing, counting sanctions screening, checking of anti-money laundering and any financing of criminal activities;
1.1.5. Recognizing you and confirming your physical address, source of wage and comparative information;
1.1.6. Advance preparing for authentic, measurable or investigate purposes where the results will not be distributed in an identifiable format;

1.2 We too assemble data to confirm your distinguishing proof and make credit rating models to assist us assess which credits we will give you. We moreover utilize this data for collections, credit rating, and detailing. We will as it was collected and handle your individual data for the purposes for which you provided it, or to empower us to comply with the prerequisites of particular laws beneath which we operate.
1.3. What data does ARK Cash collect?
1. Permissions: We require your endorsement for the taking after questions in arrange to evaluate your qualification and speed up your advance payment:
Location: We accumulate area data from your gadget to diminish the hazard related together with your account.
Phone status: We utilize the status of your phone to distinguish you and keep your data secure so that other parties may take an interest on chance assessment.
Phone number：we collect your mobile phone number. This information is collected to help you complete account registration and protect the security of your account. If you do not provide such information You may not be able to use our services normally.

2. To the degree that neighborhood enactment grants, you've got the following rights with respect to your individual information:
2.1. The proper to access your personal data that we have on record.
2.2. You have got the proper to inquire us to rectify any of your individual data that's incorrect.
2.3. In the event that you have got a complaint relating to the assurance of your individual data, counting the way in which it has been collected or prepared by us, if you don't mind contact us utilizing our contact details as recorded underneath. On the off chance that you've got not had your complaint managed with palatably, you will hold up a complaint with in terms of the Act..
3. You will be able inquire us to erase or crush your individual data. You can also object us with regards to processing your individual data. These demands must be sent to us in writing. In any case, the result of such ask will be that we may get to suspend the arrangement of products and/or services for a period of time, or indeed end our relationship with you. In the event that our records are subject to administrative maintenance periods, we may not be able to erase or destroy your individual data promptly upon ask as your information might be documented until conclusion of the statutory period

4. We have the right to amend these terms. We save the right to alter this approach at any time. All changes to this approach will be posted on our site and/or by means of our application. Unless something else is expressed, the current adaptation should supersede and supplant all past adaptations of this policy.

5. We will only retain your personal data for as long as reasonably necessary to fulfil the purposes we collected it for, including for the purposes of satisfying any legal, regulatory, tax, accounting or reporting requirements. To determine the appropriate retention period for personal data, we consider the amount, nature and sensitivity of the personal data, the potential risk of harm from unauthorised use or disclosure of your personal data, the purposes for which we process your personal data and whether we can achieve those purposes through other means, and the applicable legal, regulatory, tax, accounting or other requirements.
With this in mind, we have determined that:
as required by applicable law, particularly those that relate to anti-money laundering, we will store your financial data for ten years from the date of the transaction, or longer if subject to the below retention period; and upon cancelling your Account, we will store all data related to your Account, including personal data and transaction data, for up to five years from the date of cancellation before permanently deleting it
We may retain your personal data for a longer period in the event of a complaint or if we reasonably believe there is a prospect of litigation or other regulatory enforcement or action in respect of our relationship with you and/or your use of the Services.

6. Protection of children's privacy
We attach great importance to protecting children's personal information. According to relevant laws and regulations If you are a child under 14 years of age, you should obtain written consent from your parent or legal guardian before using the service.